ClearCredit.ai
AI-driven debt consolidation and settlement that lifts recovery and cuts the manual grind.
About ClearCredit.ai
ClearCredit.ai is an AI-based debt-consolidation and settlement platform that unifies CRM and dialer solutions into a single intelligent workflow. It uses automation and data to prioritize accounts, streamline outreach, and materially improve recovery while removing repetitive manual work.
Industry · Fintech
The problem we set out to solve
Debt-recovery operations are notoriously manual and fragmented, with agents juggling disconnected CRMs, dialers, spreadsheets, and compliance rules across hundreds of thousands of accounts. Without intelligent prioritization, teams spend as much effort chasing low-probability accounts as high-value ones, and inconsistent outreach depresses recovery rates. The sheer volume of accounts makes it impossible for humans alone to decide who to contact, when, and how, at the right moment. Every hour lost to manual data entry and tool-switching is an hour not spent on productive contact. The opportunity is to let AI orchestrate the workflow so agents focus on conversations, not administration.
How we built it
Unified CRM and dialer integration
We integrated CRM (Salesforce) and Twilio-powered dialer solutions into one platform so account data and outreach live in the same workflow.
AI account prioritization
Python models score and sequence accounts by likelihood and value, directing agent effort where recovery is most probable.
Workflow automation
Routine data entry, follow-ups, and settlement steps are automated, freeing agents to focus on high-value conversations.
Scalable, secure platform
Built on Next.js and PostgreSQL and deployed on AWS, the system handles very large account volumes reliably and securely.
Key capabilities
AI-based debt consolidation
Accounts and balances are consolidated and organized for efficient resolution.
Integrated dialer
Twilio-powered calling is embedded directly in the agent workflow.
CRM synchronization
Salesforce integration keeps customer and account data unified and current.
Intelligent account scoring
Models rank accounts by recovery probability to guide agent focus.
Settlement automation
Settlement offers and steps are streamlined and largely automated.
High-volume architecture
The platform scales cleanly to hundreds of thousands of managed accounts.
Outcomes that moved the needle
ClearCredit.ai delivered 35% higher recovery and 50% less manual work while managing more than 100,000 accounts. By unifying CRM and dialer tooling and layering AI prioritization on top, the platform turned a fragmented, labor-heavy operation into a focused, automated recovery engine.
